Which country has the highest student visa financial requirement?

Among these five with a fixed figure, Australia's AUD 29,710 for 12 months is the highest headline number, though direct currency comparisons are misleading since cost of living, tuition, and the length of period covered all differ by country.

Do I need to keep the money in my account after my visa is approved?

The requirement proves you can support yourself at the point of application, not that the money stays untouched afterward. You will still need those funds in practice to actually cover your living costs once you arrive, even though it is not separately checked after approval.

Why doesn't the US have a fixed financial requirement?

Because the number is set by each individual school's certified cost of attendance on your I-20, not by the US government. A state school and an expensive private university can have very different figures, so there is no single 'US student visa amount' to quote.

How often do these financial thresholds change?

Most are reviewed roughly annually — the Netherlands' study norm changes every January, and Canada's, Australia's and Ireland's thresholds have all increased at least once in the last two years. Always check the current figure on the official source rather than relying on a number you saw previously.

Can a scholarship or loan count toward the financial requirement?

Usually yes, if it is documented correctly — a scholarship letter or an approved student loan is generally accepted evidence in most of these countries, but the exact acceptable forms of proof vary, so check your destination's specific evidence requirements before assuming a particular funding source qualifies.

Does the financial requirement include tuition fees?

Usually not, or only partly. Most of these figures cover living costs only, with tuition (or any tuition not already paid) required as a separate, additional amount — Canada and Australia both explicitly require tuition and travel on top of the living-cost figure quoted here.

How Much Money Do You Need for a Student Visa? Real Thresholds by Country - Pathyras

Real, government-verified financial requirements for student visas in the UK, Canada, Australia, New Zealand and Ireland — plus why the US and the Netherlands don't work off a single fixed number.

Pathyras — passport-first migration planning